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Category: Homeowners Insurance

Does My Homeowners Insurance Policy Cover Against Animal Damage?

Does My Homeowners Insurance Policy Cover Against Animal Damage?

Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...

Light The Sky, Not Your House This July 4th

Light The Sky, Not Your House This July 4th

Hamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition that many communities enjoy. But first, a word of caution: make sure you light up the sky, and not your home! Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reported an estimated 17,800 structure fires and about $32 million in...

6 Scary Insurance Misconceptions

There are lots of spooky things about Halloween. Just a few include ghosts, goblins and the unfathomable: running out of Halloween candy. Not many people add insurance to this list, despite the fact that a coverage gap could leave you and your family in serious financial trouble. Read on to learn about six of the scariest insurance misconceptions and how you can protect yourself. Six...

Gardening in Bloom: Tips to Beautify Your Home with a Garden

If you are looking to increase the aesthetic value of your home, it is important you take the time and effort to make improvements that do not add significant, long-term costs to you or future owners of the home. Having a garden filled with flowers, plants or even vegetables and herbs is one of the most cost-effective ways to beautify your home and add to its beauty...