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Category: Business Insurance

Guard Your Business & Employees From Winter Weather Hazards

Guard Your Business & Employees From Winter Weather Hazards

As cold weather swoops in for the season, you can protect your business and employees from winter weather hazards by having the right business insurance policies in place. Freezing temperatures, ice, and snow bring risks that can prove to be financially devastating. The III (Insurance Information Institute) reports that last year, winter storms resulted in an estimated $3.5 billion in insured losses. Business Insurance Protection Your...

What Type Of Commercial Auto Insurance Do You Need?

What Type Of Commercial Auto Insurance Do You Need?

Business owners make choices every day to protect the interests of their business. Ensuring that they are covered by the right types of commercial insurance is key in protecting the business when the unexpected occurs. If your business regularly uses vehicles for deliveries, passenger pickups, or other work-related operations, then you may be vulnerable to lawsuits or costly repairs if something goes wrong. Choosing the...

Sharing A Business Space? Know The Risks

Sharing A Business Space? Know The Risks

Sharing a business space reduces costs, but there may be hidden financial risks. If you are planning to share a space with another professional or business, it's important that you are protected by the right type of insurance. Your current policy may not adequately cover your business if you co-work with another professional in your industry or related enterprise. Sharing the costs of overhead can be...

Is a Side Job for Extra Money Right for You?

If you’re not too tired after working your demanding day job, you might consider picking up a side job for extra money (a.k.a. “moonlighting”). It’s especially worth looking into before the holiday shopping season gets in full swing. According to the Bureau of Labor Statistics, nearly 6.8 million Americans work more than one job. That equates to 4.6 percent of all employed people. There are...

Seven Important Business Insurance Options to Consider Before the Next “Sandy”

Building and Business Personal Property Commonly covers the structure in which a business is housed; equipment used to service or maintain the premises such as forklifts and appliances; exterior signage; glass; and personal property stored on the premises (such as customers’ clothing housed at a dry cleaner). Mechanical and Electrical Breakdown Also referred to as equipment breakdown insurance, this covers the cost to repair or...