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Category: Business Insurance

5 Ways for Business Owners to Make the Most of Small Business Saturday

5 Ways for Business Owners to Make the Most of Small Business Saturday

With the holiday season right around the corner, shoppers are prepping by making lists, formulating gameplans, and looking for the best deals in town. As a business owner, your preparation likely looks a little different, maybe something more like advertising plans, sale signs and holiday events. Ultimately, your focus is on filling a need – be it supplying a shopper with the perfect gift, filling...

Business Landscaping Tips

Business Landscaping Tips

If you own a commercial property, then landscaping is a part of doing business – whether you like it or not.To help take one more thing off your plate (and help boost your curb appeal in the process), consider hiring a commercial landscape contractor. But how do you choose the right contractor? And what services do you really need?To help find the best lawn-care solution...

How Should I Budget for Business Insurance?

How Should I Budget for Business Insurance?

Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...

How Small Businesses Can Avoid Insurance Mistakes

How Small Businesses Can Avoid Insurance Mistakes

It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....

How To Control Workers' Compensation Costs

How To Control Workers' Compensation Costs

Workers' compensation has become a major contributing factor to the cost of business insurance. Premiums are high for many types of businesses, and the additional costs associated with employee injuries can be staggering. However, business owners are not as helpless as they may feel in controlling the cost of workers' compensation insurance. Our knowledgeable agency is available to assist with loss control in several different...